Ads for Vermont Superior Court in North Hero, VT

STATE OF VERMONT SUPERIOR COURT CIVIL DIVISION Bennington Unit Docket No. 118-7-20 Bncv MOUNTAINONE BANK, Successor in Interest by Merger to Williamstown Savings Bank, Plaintiff vs. ALAN L. CATON; MONAJO CATON; et al, Defendants NOTICE OF FORECLOSURE SALE By virtue and in execution of the Power of Sale contained in a certain Mortgage Deed given by Alan L. Caton and Monajo Caton to Mortgage Electronic Registration Systems, Inc. acting solely as nominee for Williamstown Savings Bank ("Bank"), dated December 30, 2011 and recorded in Book 143, at Page 1, as assigned to MountainOne Bank by Assignment dated November 4, 2015 and recorded in Book 150, Page 732, all in the Town of Shaftsbury Land Records ("Mortgage"), for breach of the conditions of said Mortgage and for the purpose of foreclosing the same will be sold at Public Auction at 10:00 AM on December 22, 2020, at the site of the real property with an address of 909 VT Route 7A, Shaftsbury, Vermont, all and singular the premises described in said Mortgage: TO WIT: Being all and the same lands and premises conveyed to Alan L. Caton and Monajo Caton, husband and wife, by Warranty Deed from Stephen N. Bravar and Sandra J. Bravar, dated August 30, 2002 and recorded on September 4, 2002 in Book 113, Page 444 of the Town of Shaftsbury Land Records. Said lands and premises are more particularly described as follows: "Being all and the same lands and premises conveyed to Stephen N. Bravar and Sandra J. Barvar by Warranty Deed of Christine P. Graham dated December 28, 1994 and recorded in Volume 88, Page 92 of the Land Records of the Town of Shafsbury. Being all and the same lands and premises conveyed to Christine P. Graham by Quit Claim Deed of Louis Calabro and Christine Graham dated December 19, 1988 and recorded in Volume 75, Page 173 of the Land Records of the Town of Shaftsbury, said premises are further described as follows: Being the same lands and premises conveyed to Louis Calabro and Christine T. Graham Calabro by Warranty Deed of Milton M. Dimock and Margaret E. Dimock dated December 6, 1985 and recorded December 9, 1985 in Volume 69 at Page 154 of the Land Records of the Town of Shaftsbury and therein more particularly described as follows: Being all and the same lands and premises conveyed to Milton M. Dimock and Margaret E. Dimock by Administrator's Deed of John H. Williams, II, Executor of the Last Will and Testament of Florence Allen, dated January 15, 1981 and recorded in January 16, 1981 in the Shaftsbury Land Records in Volume 62 at Pages 11-12 and therein described as follows: It being a part of the same lands and premises conveyed by Charles Barton and Lydia Barton, husband and wife, to Fred Eddy by deed dated March 5, 1985 and recorded in Volume 26 at Page 28, from which the said Fred Eddy and wife have heretofore deeded a parcel of about 6 acres to William P. and Fred L. Mattison as recorded in Volume 26, Pages 679-680, a parcel of about 1/8 acre to R.H. Mirfield, recorded in Volume 34, Page 132, and a parcel of about 1/8 acre to John E. Harris, recorded in Volume 34, Page 133 of the Shaftsbury Land Records. It being the same premises conveyed by Fred Eddy, widower, to Ione Locke on March 17, 1928 as recorded in said Shaftsbury Land Records in Volume 34 at Page 336 and now bounded and described as follows: Bounded on the north by lands formerly of Ralph B. Moon, now of Edna Moon and lands of D. A. Eastman and wife; on the east by the main highway known as Route 7; on the south by lands of Jay C. Mattison and wife, and on the west by lands formerly of Irwin Mattison, now owned by his widow, Vera L. Mattison, to all of which deeds and the records thereof reference may be had for a further and more particular description." Reference is hereby made to the above-mentioned instruments, the records thereof, and references therein made, and their respective records and references, and the Judgment and Decree of Foreclosure by Judicial Sale issued October 13, 2020 in further aid of this description. Terms of Sale. The property will be sold in its entirety to the highest bidder as a single unit. It is up to each bidder to perform its own due diligence with respect to the property prior to the public sale that a bidder deems sufficient. The public sale of the Mortgaged Property will be "AS IS, WHERE IS, WITH ALL FAULTS" (known or unknown), with no representations or warranties of any kind whatsoever, with the purchaser taking all defects and risks associated with or connected to the property being sold, and all liens of record, restrictions, easements, improvements, covenants, tenancies, rights, encumbrances, and matters of any kind and every nature which may take precedence over the lien of the mortgage being foreclosed. The high bidder is responsible for the payment of the property taxes and municipal assessments, and any fire district taxes (delinquent and current, with all penalties and interest as of the date of closing on the sale of the property after confirmation of the sale by the Vermont Superior Court). In order to qualify to bid at the public sale, at the time of sale, interested persons, other than from the mortgagee, must present to the auctioneer a deposit of $10,000 in the form of cash, a bank treasurer's check, or certified funds. The deposit is subject to forfeiture. The mortgagee has the right to credit bid at the sale without producing any deposit. The remaining balance of the purchase price shall be paid in good funds at closing, to occur within thirty (30) days of the public sale or fourteen (14) days of Court Confirmation of the Sale by the Vermont Superior Court, Bennington Unit, Civil Division, whichever is later. The sale is subject to confirmation by the Vermont Superior Court, Bennington Unit, Civil Division. The successful bidder, other than the mortgagee, will have to sign a purchase and sale agreement at the conclusion of the public sale. If the Plaintiff makes the highest bid, Plaintiff shall be required to pay cash or certified funds only to the extent that its bid is in excess of the sum due it by the Defendant Mortgagor up to the date of sale under the Judgment and Decree and the costs and expenses of the sale. The person holding the public sale may, for good cause, adjourn the sale one or more times for a total time not exceeding 30 days, by announcement of the new sale date to those present at each adjournment or by posting notice of the adjournment in a conspicuous place at the location of the sale. The mortgagor is entitled to redeem the premises at any time prior to the sale by paying the full amount due mortgagee plaintiff, including all costs and expenses of sale. Other terms to be announced at the time of the sale. Inquiries to auctioneer or mortgagee's counsel. Sale to be conducted by Vermont licensed auctioneer. B